Creating your first Unadat account is quick and easy. Simply click the "Sign Up" button in the top-right corner of the homepage. You'll be asked to provide your name, email address, and a secure password. Once you've filled out the form, check your inbox for a verification email and click the confirmation link. After verifying, you can log in and complete your profile by adding a photo, selecting your interests, and exploring your dashboard. From there, you'll have full access to Unadat's features, including the community forum, event listings, and personalized recommendations.

Yes. Unadat offers free access to its core features as soon as you create an account-no credit card required. This allows you to explore the community forum, browse events, and test personalized recommendations before committing to any paid upgrades. You can use this free tier for as long as you like.

No installation is required. Unadat is entirely web-based, so you can access it through any modern browser on your computer, tablet, or smartphone. For quick access, you can bookmark the site or save it to your home screen, but there's no software download necessary.

Unadat stands out because we blend financial goal-setting tools with a strong sense of community support - all while keeping things free, anonymous, and stigma-free. Here's what makes it different from other platforms:

• Privacy and Anonymity First: You can sign up without needing to give your name, email, or credit card. No data selling your information stays private.
• 100% Free Access: Funded by the founders' own resources and awards, so users don't pay fees now or in the foreseeable future. No "paywall" for core features like goal tracking, fundraising, or community engagement.
• All-in-One Goal Hub: Set and track goals for debt reduction, savings, credit improvement, or home purchase. Built-in Financial Wellness Score to pinpoint areas for improvement.
• Supportive Community: Invite "Supporters" to cheer you on or contribute to your goals. Breaks the stigma around debt by encouraging open, judgment-free conversations.
• Rich Engagement Tools: Goal Store to browser and adopt popular goals. Fundraisers, challenges, and even chore-tracking for families. Milestone celebrations to keep motivation high.
• Motivation Through Insights: "Bottom Line" updates and next-step suggestions to keep you moving forward. Visual progress tracking with badges and milestones.

Yes. Unadat is designed to work alongside your favorite tools so you can keep everything in sync. You can export your goal data to spreadsheets, link your calendar for event reminders, and share progress updates directly to social media or messaging apps. For budgeting or expense tracking, you can manually import data from other financial tools into your Unadat dashboard. While full API integrations are not yet available, our development roadmap includes direct connections with popular budgeting apps and digital wallets.

From our website:

• Visit our Integrations page via https://unadat.com/integrations
• Check the list of supported third-party tools and services.
• Follow the step-by-step setup guides for each integration.
• If your preferred tool isn't listed, submit a request through the Integrations page for future consideration.

From our website:

• Visit our Product Updates page via https://unadat.com/updates
• Review the release notes to see the latest features, improvements, and bug fixes.
• New updates are typically rolled out every quarter, with smaller enhancements released as needed.
• Subscribe to the Product Updates newsletter to be notified whenever new features go live.

In Unadat, Supporters are people who can cheer you on, contribute to your goals, or help you stay motivated as you work toward them.

1. Log into your Unadat account
2. Click on Invite Supporters button
3. You can add them through email or username
4. Then add them to a specific Circle such as friends or family
5. Optional: Add a note to your Supporter

Send the invitation with friends, family, or community members you trust. They can then follow your progress or offer encouragement. Engage with your supporters by posting updates, celebrate milestones, and thank them for their help - Unadat emphasizes building a supportive community around your goals.

From our website:

• Visit our Referrals page via https://unadat.com/referrals
• Check the current referral program details, including eligibility, bonus amounts, and terms.
• Submit your referral through the form provided, making sure to include your name and email so we can track your reward.
• Bonuses are issued according to the program's payment schedule once the referral requirements are met.

From our website:

• Visit our Community page via https://unadat.com/community
• Browse existing discussion topics, post your own questions, or share feedback.
• Follow community guidelines to keep discussions productive and respectful.
• Join special interest groups or event channels to connect with users who share your goals.

On Unadat, progress tracking is built right into each goal so you can see how far you've come and what's left to do.

1. Log into your Unadat account
2. Navigate to your Plan dashboard from your account home
3. Then click on Challenges and Goals to view all Goals
4. Review your metrics, depending on goal type, you'll see different metrics such as milestones met and time left

Log updates regularly by adding new contributions, completed tasks, or payments. Frequent updates keep your progress bar accurate and your supporters engaged. Celebrate and reset when you hit a milestone. Unadat encourages you to celebrate, then set a new target or challenge to keep the momentum going

From our website:

• Visit the Goals page via https://unadat.com/goals
• Select the goal you want to customize or create a new one.
• Adjust target values, deadlines, and reminders to match your needs.
• Save your changes to start tracking progress with your personalized settings.

From our website:

• Visit our Resources page via https://unadat.com/resources
• Browse ready-to-use templates for projects, reports, and workflows.
• Check the Best Practices section for expert tips on maximizing Unadat's features.
• Download or copy templates directly into your account to start customizing.

At Unadat, we know that big financial goals—like paying off debt or saving for a home—can feel overwhelming. That’s why the platform is designed around small wins.

• Science Behind It: Research shows that early successes boost motivation and make people more likely to stick with a long-term plan. Paying off a small debt or saving just $25 may feel minor, but it creates momentum that compounds over time.
• How It Works on Unadat: You’ll see progress bars, early milestone celebrations, and step-by-step plans. These small but visible wins make success feel possible—and keep you moving forward.
• Why It Matters: Small wins are not “just symbolic.” They rewire your confidence, build habits, and turn financial change into a sustainable lifestyle.

Traditional financial apps often tie progress to public visibility, which can lead to fear of judgment or comparison. At Unadat, we flip that model: our challenges are anonymous by design.

• Science Behind It: Social accountability increases persistence, but shame reduces willingness to even start. By allowing users to join challenges without revealing their identity, Unadat delivers motivation without stigma.
• How It Works on Unadat: You can join a savings or debt payoff challenge, see how others are progressing, and share encouragement—all without putting your name or personal finances on display.
• Why It Matters: This balance keeps dignity intact while still harnessing the power of community support. You’re part of something bigger, but never exposed.

Unlike gamified apps that rely on flashy rewards, Unadat treats chores as confidence-building tools. The goal isn’t just to get tasks done—it’s to help children grow.

• Science Behind It: Studies show that kids who regularly do chores develop independence, responsibility, and stronger life outcomes. Confidence comes from mastery, not random rewards.
• How It Works on Unadat: Children can negotiate their chores, track progress, and earn recognition when they complete responsibilities. This builds self-efficacy and resilience, rather than short-term dopamine hits.
• Why It Matters: Chores become a form of exposure therapy: kids practice responsibility in small, manageable steps, gradually building the courage and skills to tackle bigger challenges in life

Follow these steps to keep your account details accurate and up to date:

1. Sign into your account
2. Click on your profile picture
3. Click View More Details
4. Make your changes to:
   • Goals
   • Fundraisers
   • Person Story

From our website:

• Visit our Help Center via https://unadat.com/help
• Browse the "User Guide" section for step-by-step instructions on using Unadat's features.
• Check your onboarding email for a PDF or direct link to the full manual.
• If you can't find it online, contact your program coordinator or mentor to request the latest version.

From our website:

• Visit the Account Settings page via https://unadat.com/account-settings
• Scroll to the "Delete or Deactivate Account" section.
• Select your preferred option and follow the on-screen instructions to confirm.
• Please note that deleting your account is permanent and cannot be undone, while deactivation allows you to return later.

If you've forgotten your password or want to change it, you can do so from the login screen:

1. Go to Unadat's Login page or via https://unadat.com/login
2. Select Forgot password?
3. Enter the email address linked to your account
4. Click Submit Email and your email will receive a recovery code

Tip: If you're already logged in but want to change your password, sign out first and then follow the steps above.

Two-factor authentication features are currently in-progress to be implemented by our team. Please view Help Center > Troubleshooting > Known Issues, to stay up to date on our updates.

If you believe your account or data may have been compromised, please take the following steps immediately:

1. Change your password - choose a strong, unique one you don't use elsewhere
2. Enable multi-factor authentication (MFA) in your account settings (if available)
3. Review recent activity in your account for any unfamiliar logins or actions
4. Contact our support team right away via XX and provided details about what you noticed
5. Monitor your emails and linked accounts for unusual behavior, such as unexpected password reset requests or messages you didn't send

We will investigate promptly and keep you informed of our findings. Your quick action can help prevent further issues and secure your information.

To update your notification settings in Unadat, start by logging into your account. Click on your profile icon in the top-right corner and select "Settings" from the dropdown menu. In the Settings page, navigate to the "Notifications" tab. Here, you'll see options to manage email alerts, in-app notifications, and activity summaries. Simply toggle each option on or off according to your preferences. Don't forget to click "Save Changes" at the bottom of the page to apply your updates. Your preferences will be updated instantly, and you can return to this section anytime to make further adjustments.

To update your notification settings in Unadat, start by logging into your account. Click on your profile icon in the top-right corner and select "Settings" from the dropdown menu. In the Settings page, navigate to the "Notifications" tab. Here, you'll see options to manage email alerts, in-app notifications, and activity summaries. Simply toggle each option on or off according to your preferences. Don't forget to click "Save Changes" at the bottom of the page to apply your updates. Your preferences will be updated instantly, and you can return to this section anytime to make further adjustments.

To update your notification settings in Unadat, start by logging into your account. Click on your profile icon in the top-right corner and select "Settings" from the dropdown menu. In the Settings page, navigate to the "Notifications" tab. Here, you'll see options to manage email alerts, in-app notifications, and activity summaries. Simply toggle each option on or off according to your preferences. Don't forget to click "Save Changes" at the bottom of the page to apply your updates. Your preferences will be updated instantly, and you can return to this section anytime to make further adjustments.

Circles are currently in-progress to be implemented by our team. Please view Help Center > Troubleshooting > Known Issues, to stay up to date on our updates.

Please view https://unadat.com/safety to understand Unadat's security.

To keep your Unadat login secure, always use a strong, unique password that includes a mix of letters, numbers, and symbols. Avoid reusing passwords from other sites. Enable two-factor authentication (2FA) in your account settings for an extra layer of security. Never share your password or verification codes with anyone, even if they claim to be from Unadat. Be cautious when logging in on public or shared devices-always log out after your session and clear the browser cache. Lastly, keep your email account secure, since it's the gateway to your Unadat account recovery process.

Reporting security concerns are currently in-progress to implement by our team. Please view Help Center > Troubleshooting > Known Issues, to stay up to date on our updates.

Please view https://unadat.com/safety to understand our data policy.

If you are a parent, teacher, or legal guardian, you can request to review or delete the personal information we have collected from your child. To do this:

1. Contact us using the email or form listed in our X section
2. Verify your identity so we can protect your child's data from unauthorized access
3. Specify your request - whether you want to review, update, or delete the information

Once we confirm your request, we will take the requested action and let you know when it's complete. We will not deny your child access to our core services for exercising these rights, though some features may be unavailable after deletion.

Please view https://unadat.com/safety to understand our data policy.

Multiple student accounts are currently in-progress to be implemented by our team. Please view Help Center > Troubleshooting > Known Issues, to stay up to date on our updates.

Parental consent features are currently in-progress to be implemented by our team. Please view Help Center > Troubleshooting > Known Issues, to stay up to date on our updates.

Privacy control features are currently in-progress to implement by our team. Please view Help Center > Troubleshooting > Known Issues, to stay up to date on our updates.

You can view our Privacy Notice via https://unadat.com/privacy
You can view our Terms of Service via https://unadat.com/terms

We may update our policies from time to time to reflect changes in our practices, services, or legal requirements. When we make material changes, we will notify you by:

• Sending an email to the address associated with your account
• Posting a prominent notice in your dashboard or on our website
• Updating the "Last Updated" date at the top of the policy

We encourage you to review this page periodically so you're always up to date.

If you do not accept the updated Terms of Service, you may not be able to continue using our service. In such cases, you can choose to:

• Stop using our service before the updated Terms take effect
• Cancel your account at any time through your account settings
• Contact our support team to discuss your options

Continuing to use our service after the effective date of the updated Terms will be considered your acceptance of those changes.

Financial wellness goes beyond just having money in the bank. It's about feeling secure and confident with your finances-being able to cover daily expenses, manage debt responsibly, save for emergencies, and plan for the future. True financial wellness also means reducing stress around money and creating healthy habits that support both short-term stability and long-term goals. It's not about being rich; it's about having control, balance, and peace of mind in your financial life.

Budgeting is an important tool, but many people discover that a budget by itself isn't enough. That's because money decisions are influenced by behavior, emotions, and habits-not just numbers. Even with a carefully planned budget, it's easy to overspend or give in to impulse purchases if habits don't change. This is why many budgets break down after a few weeks. Long-term success requires pairing budgeting with behavior shifts, accountability, and small changes that become part of your daily routine.

Building wealth and stability doesn't usually happen through one big decision-it comes from small, consistent actions. Simple daily habits like bringing lunch from home, transferring a small amount to savings automatically, or checking your account balance regularly can add up to meaningful progress over time. These habits not only save money, but also build discipline and awareness, which makes it easier to stick with bigger financial goals. Over time, small wins compound into long-term financial growth.

Short-term goals are objectives you can achieve within the near future-usually within a year or less-like paying off a credit card, saving for a vacation, or building a $500 emergency fund. Long-term goals, on the other hand, can take years or even decades, such as buying a home, paying off student loans, or preparing for retirement. Both types of goals are important, and balancing them helps create financial stability. Short-term goals provide quick wins and motivation, while long-term goals keep you focused on building the future you want.

Behavioral finance is the study of how emotions, habits, and psychology influence financial decisions. Instead of assuming people always make "logical" money choices, it recognizes that we often act based on impulse, fear, or overconfidence. For example, someone might keep spending on a credit card even if they know it leads to debt. Behavioral finance helps explain these patterns and shows how small adjustments like setting automatic savings or using reminders can make healthy financial choices easier to stick with.

Overspending isn't always about lack of knowledge-it's often about habits and emotions. Sales, discounts, and social pressures can make spending feel rewarding in the moment, while the long-term consequences feel distant. Our brains are wired to prioritize short-term pleasure over long-term benefits, which is why people might choose a night out over adding to savings, even when they know saving is the smarter choice. Understanding this "present bias" helps explain why overspending happens and why willpower alone isn't always enough.

Nudges and reminders work because they gently guide behavior without forcing it. A notification to transfer money into savings, for example, makes the action top of mind at the right time. Small nudges, like setting default savings rules or receiving a weekly spending summary, help people stick to goals by reducing friction and decision fatigue. Instead of relying solely on discipline, nudges make the healthier financial choice the easier one.

Psychology plays a major role in how we manage money. Our decisions are shaped by emotions like fear, stress, and excitement, as well as by habits we've built over time. For example, stress can lead to impulse purchases, while optimism can cause someone to underestimate risks. Behavioral research shows that creating systems-such as automating savings or setting clear goals-helps reduce the influence of emotions and keeps financial decisions more consistent. By understanding the psychology behind money, people can design better strategies that align with their real behavior, not just their intentions.

Setting a savings goal that sticks starts with being realistic and specific. Instead of just saying "I want to save more," break it down:

• Be clear: Decide what you're saving for; an emergency fund, a holiday, a deposit and how much you'll need.
• Set a timeline: Goals with a deadline help you stay focused and track progress.
• Break it down: Divide your total goal into smaller, manageable monthly or weekly targets.
• Track it: Use simple tools (like Unadat's goal tracker) to see your progress in real time.

Small wins keep motivation high. Most importantly, make sure your goal fits your lifestyle and income, it's better to save $20 a week consistently than aim for $200 and give up.

Most savings goals fail because they're either too vague, too ambitious, or disconnected from your daily financial habits. If a goal doesn't have a clear purpose, amount, and timeline, it's hard to measure success and easy to forget about. Even well-intentioned goals can fall apart when unexpected expenses come up or when savings aren't built into your regular routine. People often rely on willpower alone, but without a system to support the habit, it's difficult to stay on track. That's why at Unadat, we focus on helping you create savings goals that are grounded in your actual income and spending, supported by smart tools that remove the guesswork.

Saving doesn't have to be stressful or time-consuming the easiest way to succeed is to automate the process. Setting up an automatic transfer on payday means you "pay yourself first," before you have a chance to spend the money elsewhere. You can also try features like round-ups, where small amounts from everyday purchases are collected and saved in the background. Naming your savings goals adds a personal touch that helps keep you connected to your progress it's easier to stay committed when you're watching your "Summer Trip" or "Rainy Day Fund" grow. With Unadat, these strategies are built in, making saving feel less like a chore and more like a smart reward.

Most people don't get taught how to manage money - so mistakes are common, and often avoidable. Here are 10 of the most common ones:

• Living beyond their means - Spending more than you earn leads to debt and stress.
• Not budgeting - Without a plan, money tends to disappear faster than expected.
• Ignoring savings - Many wait too long to start saving or don't build an emergency fund.
• Carrying high-interest debt - Credit card balances or payday loans can quickly spiral.
• Impulse spending - Emotional or spontaneous purchases often derail long-term goals.
• Not tracking expenses - If you don't know where your money goes, it's hard to improve.
• Overcommitting financially - Taking on too many subscriptions, loans, or expenses at once.
• Neglecting financial goals - Without goals, it's easy to lose motivation or direction.
• Lifestyle creep - As income grows, spending quietly increases with it.
• Avoiding financial tools - Many don't take advantage of apps or tools that make money management easier.

Unadat exists to help you avoid these mistakes with simple, intuitive features that give you more control over your money.

Lifestyle creep happens when your spending increases as your income goes up and suddenly, you feel no better off financially. The key to avoiding it is intentionality. When you get a raise or bonus, pause before upgrading your lifestyle. Instead of increasing your spending across the board, try allocating a portion of that extra income toward savings, investments, or paying off debt. Keeping your core expenses steady while your income grows is how wealth builds quietly in the background. With Unadat, you can set automated savings goals and track your progress, so you don't lose momentum every time your paycheck changes.

Budgets often fail because they feel restrictive, time-consuming, or too disconnected from real life. People set unrealistic spending limits, forget to plan for occasional or emotional spending, and then get discouraged when things don't go perfectly. Another common reason? Lack of visibility, if you're not checking in regularly, your budget becomes a forgotten document instead of a helpful guide. That's why budgeting works best when it's flexible, forgiving, and tailored to your habits. With Unadat, budgeting isn't about punishment, it's about creating clarity, control, and peace of mind.

Everyone makes money mistakes, the most important thing is how you respond. Start by taking an honest look at what happened without shame or blame. Was it overspending? Missed payments? Ignored savings? From there, make a simple plan to address it, even small steps can have a big impact over time. Prioritize high-interest debt, rebuild your emergency savings, and use tools that help automate good habits. Most importantly, don't try to fix everything at once. Unadat is here to support your financial reset, with features that help you move forward with confidence, one smart decision at a time.

From our website:

• Visit the Login Help page via https://unadat.com/login-help
• Check your email and password, reset your password if needed, and ensure your account is verified.
• Clear your browser's cache and cookies, disable extensions that may block login, or try a different browser or device.
• If you use SSO or 2FA, make sure you're using the correct linked account and that your authenticator codes are correct.
• Still unable to log in? Submit a support request on the Login Help page with your name, Unadat account email, error message, browser, and device details.

If you've forgotten your password or want to change it, you can do so from the login screen:

1. Go to Unadat's Login page or via https://unadat.com/login
2. Select Forgot password?
3. Enter the email address linked to your account
4. Click Submit Email and your email will receive a recovery code

Tip: If you're already logged in but want to change your password, sign out first and then follow the steps above.

If you are unable to log in, you can submit a support request on the Login Help page. For bugs or platform issues, you can submit a feedback form, which our team reviews. If you suspect suspicious account activity, you should contact our support team immediately.

To help us resolve your issue quickly, please include the following information:

• Your name and Unadat account email
• The date and time the issue occurred
• A clear description of the issue (what you expected vs. what happened)
• Steps to reproduce it
• Your device type, OS version, and browser type + version
• Any error messages you received

After you submit a bug report or feedback form, our team will review it. If you provided an email address, you will get a response from our team as soon as it is reviewed. We may also send updates or questions about your report to your email, so please check back periodically.